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4 Reasons To Have A Rainy Day Fund

4 Reasons To Have A Rainy Day Fund

Life is always full of surprises. Some of these surprises are unfortunate, and can even be costly. That is why it’s best to plan ahead and keep savings on hand to avoid disaster. You want to make sure that you are always prepared for anything. That is definitely something that can help save you a...

Excuse Me, I’m In Debt

Excuse Me, I’m In Debt

Have you ever considered the excuses used to justify racking up the huge debt levels? “I deserve it”. “I’m treating myself”. “You only live once”. “I needed it”. Lately, I’ve been inundated with excuses. Excuses why it was done. Excuses for doing it moving forward. I get it. Everyone arrives at the debt free depot...

Jumpstart Your Savings

Jumpstart Your Savings

I love statistics. Numbers help me to visualize abstract concepts. So when a recent workshop presenter started with a couple savings stats, I perked right up. 1 out of 4 Americans do not have $100 in savings for an emergency. Almost 47% of Americans could not access $800 in a hurry. When it comes to...

Bended Fender Brush with an Emergency Fund

Bended Fender Brush with an Emergency Fund

This past Monday, I was returning from an early morning doctor appointment. No problems there. Less than a mile from home, I attempted to make a right turn from the right lane. A coach bus in the left lane forcibly detached my car’s left rear bumper. To make matters worse, the bus continued straight as...