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Break Up With Debt and Accept the Gift of Financial Empowerment

Break Up With Debt and Accept the Gift of Financial Empowerment

The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you. When a person is empowered, they are given...

Choose Your Retirement with Emily Guy Birken

Choose Your Retirement with Emily Guy Birken

In the last week, I received two book recommendations from girlfriends on the topic of retirement.  I have a 2 and 4 year old. Do I really need to focus on becoming a seasoned citizen now? Yes. Yes indeed. And so do you. It seems I just graduated from college. Twenty years – yes, 20...

5 Ways to Make Budgeting a Family Affair

5 Ways to Make Budgeting a Family Affair

Beginning a journey out of debt begins with exercising your budget muscle. Whether using pen and paper or a nifty online application, capturing an accurate picture of income vs expenses is the objective. Think of the budget as the guide rails on the road to financial maturity. Each month (or pay period), project which expenses...

Side Hustle Required

Side Hustle Required

I read an excellent post from a friend at The Shop My Closet Project outlining a debt snowball barometer. Your snowball might be icy unless you can reach the $500-$1000/month debt repayment level. For those serious about dumping debt, I urge you to begin with a budget. I’ve run across several “experts” recently poo-poo’ing the...

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