Did you know there was a National Institute on Retirement? Me neither. Apparently, they study these things. Thankfully so, because Americans are not doing so hot in the savings arena. The median retirement account balance for all households is $3000. The median retirement account balance for “near-retirement” households is $12,000. 2/3 of households ages 55-64...
Losing weight and dumping debt have similar features. Both can lead to a more fruitful future. Both can leave you feeling lighter. Both can take you on journey of triumphs and setbacks. Both require constant attention in order to see results. Both can seem like pure hell if you’re not naturally inclined...
The universe overflowth abundantly with websites devoted to unlocking your frugal inner diva (or dude). Frugal food sites. Frugal fashions. Frugal fix-it up for anything – all by your lonesome. If you can name it, frugal can be applied. By some of us. Frugal is the current in thing. Sure, we support being economical in...
At least at my house. Why is this still a topic of conversation? Because two rational, intelligent beings with the same ultimate goal can view a topic from different perspectives. Uuugh!!! So this conversation has been ongoing – mainly in joking form – for some time. My husband continues to point out lease commercials on...
Can you relate? You’ve been on a roll, making good – no scratch that – GREAT progress toward goals and then it happens. Something interrupts your flow. It could be a financial emergency. Maybe a relationship situation emerges and sucks your energy and attention longer than seems appropriate. In my case, a planned surgery turned...