Undisciplined Rut Relief

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Undisciplined Rut Relief
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A few weeks ago I posted a blog on discipline. The irony is not lost on me that more than a month later, I am posting part II. Yes, discipline is an area in need of constant improvement.

Over the past 6 years, WonderMan and I have retired over $100,000K in debt. I’m looking forward to a follow up dishing the details on exactly how and what we dumped. In due time… As with this past month, our trajectory hasn’t always been a straight shot. In my initial post, we learned discipline is training intended to elicit a specific pattern of behavior or character. In my heart of hearts I aim to be the type who never misses a deadline, shows up on time to every meeting, and never forgets anniversaries or special occasions. On the way to a more disciplined me, I don’t wallow in the set backs. Tomorrow is another day to reignite my discipline training program.

Such is the approach we can take with personal finances. Did you set goals in January? Are you slightly or severely off track? We can’t change history by beating ourselves up today. Instead, to restart a discipline training program and break free from an undisciplined rut, consider the following:

  • Review your goals. This assumes that you have them. I like to keep goals readily available so I can review them easily and often. No goals yet? There’s no time like the present.
  • Schedule a routine finance committee meeting. This should be a regularly scheduled time in which you review, refine, or revise your long and short term financial goals/progress. I suggest you hold these once a week, even if yours is a committee of 1.
  • Turn the TV off! Do you need a few more hours in the day/week? Less time attached to the boob tube can work wonders for your personal productivity.


“In reading the lives of great men, I found that the first victory they won was over themselves? Self-discipline with all of them came first.” Harry S. Truman


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