Category: Budget Basics

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Budget BFF (Part I)

Budget BFF (Part I)

In 2011, forget about diamonds or dogs. A budget is your new best friend. Like any good friend, your budget BFF will listen to financial goals, provide sound advice, and help you focus and reach your potential. What more can you ask? This relationship is a two way street. We have a role to play...

Oh So Old-School Envelops

Oh So Old-School Envelops

If going retro involves reviving an outdated trend, style, or fashion and making it a functional norm…then it’s time to retroact the envelop system. Old school envelops never go out of cash-management style. To quote Big Momma and ‘nem, cash is king! We are definitely a people persuaded by plastic potential. Cards are convenient. I agree....

All The Single Mommies!!!

All The Single Mommies!!!

Aja Williams did it! This single mom paid off $130,000 in debt and lived to tell about it. Anyone in debt, single parent or not, can relate to her struggle and draw inspiration from her accomplishment. Her story was so amazing that Black Enterprise Magazine chronicled it in the January 2011 Debt Crisis Guide. She...

Bended Fender Brush with an Emergency Fund

Bended Fender Brush with an Emergency Fund

This past Monday, I was returning from an early morning doctor appointment. No problems there. Less than a mile from home, I attempted to make a right turn from the right lane. A coach bus in the left lane forcibly detached my car’s left rear bumper. To make matters worse, the bus continued straight as...

Unleashing Your Inner DIVA

Unleashing Your Inner DIVA

Hello World. It’s a New Year!! Time to unleash your INNER DEBT FREE DIVA (…or Dude)!! You know – the one you’ve been hiding from so long you barely recognize them anymore. The one longing to be free of the world’s want for red soled shoes, designer sofas and 60” 1080p LED HDTVs. Well this...