A recent conversation went a little something like this…hit it! Client: I have a number of birthday celebrations to attend. Me: But you have $XXX in debt. What’s more important – debt reduction or random trinkets? Client: ….long awkward pause… Enter Scrooge McDuck. While not against gift giving, gift buying was one of the first...
I know we haven’t yet turned the corner on Halloween, but Christmas is just under 90 days away. Have you started Christmas shopping yet? Probably not, but have you started Christmas saving? According to the American Consumer Credit Council, the average American spends over $900 on the holiday festivities. That’s nothing to sneeze at; especially...
Tornadoes, floods, and violent storms are ravaging many parts of the country. I can’t even imagine the emotional strain created by rebuilding after one of these storms. The same might be said for a financial hiccup that many of us have or will face in life. Our prayers and sympathies extend to those in parts...
Student loans seemed like a good idea at the time. Many are steered toward student loans as a responsible way to finance a college education. I recently retired my $13,500 ($21,000 with fees and interest) student loan from a degree I received in 1997. Fourteen years, a second degree, and couple of postponements later; I’m...
Did you miss Budget BFF Part I? Remember, garbage in leads to garbage out. Get the skinny on preparing for a fabulous budget relationship. Create the Budget Think of your budget BFF as the guardrails lining the road to financial maturity and ultimately freedom. Each month requires a new budget. Set it up once, and...